I’ve been cold all summer and now that fall is here, it just seems like more of the same. I can’t believe I used to walk in 20 below weather with my dog and not think a thing about it. When it gets to zero here now, I put on a t-shirt, sweat shirt, coat liner, my long lady’s parka, a muffler, hood and two pairs of gloves to walk the dogs. I look like man mountain trying to waddle down the street. I can’t figure out how all this fat used to keep me warm when I was younger but now, even though I still have lots and lots of fat, I’m cold. Maybe old fat is simply not good insulation.