One of my favorite cartoons shows a man shaking his finger at a dog sitting in front of him. The man is saying, “Bad dog. Bad dog. Don’t do that or you won’t get any treats and I won’t take you for a walk today.” In the next panel, we see the same scene from the dog’s point of view. Here’s what the dog is hearing. “Dog, blah, blah, blah, treat, blah, blah, blah, walk, blah, blah, blah, today…”
That’s about what I hear when I speak with my accountant and the man who invests what little money I have